- Ensure adherence to the company’s, card/payment schemes and payment service providers’ rules and policies.
- Comply to underwriting standards, instructions and best card/payment schemes practices to minimize operational risks and maximize conversion.
- Perform underwriting and risk assessment of new and existing customers.
- Setup processes, monitor and execute checks related to merchants underwriting and following monitoring.
- Evaluate and update existing internal procedures, policies and procedures.
- Provide support to internal and external stakeholders with regards to new and existing merchants.
- Perform periodic merchants reviews and audits.
Senior Underwriting Specialist
Remote, Barcelona, Limassol, Serbia
Full-time
Permanent employee
Your Mission
Your Profile
- 2+ years of relevant work experience in banking / financial services.
- Knowledge of payment schemes rules and requirements.
- Experience in acquiring operations and merchant services.
- Strong analytical, problem-solving, and decision-making skills.
- Underwriting certificates are an advantage.
- English at a professional level.
Why Join Vivid?
- We have a hybrid model in one of our offices, Limassol, Paphos or Barcelona, or fully remote outside office locations.
- Competitive salary and benefits package (depending on location).
- Real growth prospects, significant responsibility, and the ability to make an immediate impact from day one!
About Vivid
At Vivid, we're on a mission to change how businesses and individuals manage their money across Europe. For businesses, we build tools that actually make a difference: multi-IBAN accounts, high-yield savings, business cashback, team cards, and accounting integrations that save real time — all in one place. And for individuals, we offer a simple way to manage and grow your wealth: access to global stocks, ETFs and 150+ cryptocurrencies, cashback, and personalised financial insights.
Our mission? Your success. Everyone deserves the chance to see their finances flourish, and we're dedicated to empowering our customers to make this a reality.
Founded in 2019 in Berlin by Alexander Emeshev and Artem Iamanov, Vivid has quickly grown into one of Germany's top financial platforms for SMEs and private accounts. Since then, we've expanded rapidly across Europe, earning the trust of over 500,000 customers — and with over €200 million raised and a valuation of €775 million, we're just getting started.
We're building Vivid as an AI-native organization — across every function, from product to compliance to operations. Automation handles a growing share of day-to-day execution. For us, this means our teams can focus on architecture, strategy, and high-impact decision-making. This changes how we work: less manual execution, more ownership in building systems that scale. We want to help define what AI-native looks like in a regulated financial environment — and we're looking for people who want to build that future with us.
Our mission? Your success. Everyone deserves the chance to see their finances flourish, and we're dedicated to empowering our customers to make this a reality.
Founded in 2019 in Berlin by Alexander Emeshev and Artem Iamanov, Vivid has quickly grown into one of Germany's top financial platforms for SMEs and private accounts. Since then, we've expanded rapidly across Europe, earning the trust of over 500,000 customers — and with over €200 million raised and a valuation of €775 million, we're just getting started.
We're building Vivid as an AI-native organization — across every function, from product to compliance to operations. Automation handles a growing share of day-to-day execution. For us, this means our teams can focus on architecture, strategy, and high-impact decision-making. This changes how we work: less manual execution, more ownership in building systems that scale. We want to help define what AI-native looks like in a regulated financial environment — and we're looking for people who want to build that future with us.